摘要
本文分析了我国科研单位及金融机构的情况和企业科技创新面临的困难,提出了金融支持科技创新的模式,并通过风险分析,指出了降低风险的措施。该模式的核心是金融机构提供资金驱动科研单位与企业合作创新。在创新模式运行初期,政府机构以创新基金等方式提供担保,使金融风险得以有效分散,从而启动创新融资—融资担保—创新实施—信誉评估—创新融资的良性进动。政府机构的作用是启动器、示范作用、建立评价数据库及评价方法,从而引导金融机构合理参与到科技创新中,实现金融机构(包含保险和担保机构)、科研单位、研发企业的良性循环与进动。
This paper analyzes the situation of scientific research institutions and financial institutions in China and the difficulties faced by enterprises in scientific and technological innovation,and puts forward the mode of financial support for scientific and technological innovation,and points out the measures to reduce the risk through risk analysis.The core of this model is that financial institutions provide funds to drive cooperative innovation between scientific research institutions and enterprises.At the initial stage,government agencies provided guarantees in the form of innovation funds to effectively disperse financial risks,so as to start the benign progress from innovative financing-financing guarantee-innovation implementation-reputation evaluation-innovative financing.The role of government agencies is to set an example,establish evaluation databases and evaluation methods,so as to guide financial institutions to reasonably participate in scientific and technological innovation and realize the virtuous cycle and interaction of financial institutions(including insurance and guarantee institutions),scientific research institutions and research and development enterprises .
作者
孙平
张俊霞
Sun Ping;Zhang Junxia(School of chemical engineering,Xi'an University of Arts and Sciences,Xi'an,Shaanxi,710065;Bank of Chengdu Xi'an Branch,Xi'an,Shaanxi,710075)
出处
《西部金融》
2021年第12期59-61,共3页
West China Finance
基金
陕西高校青年创新团队(环境污染监测与治理创新团队205210003)
西安文理学院科研团队(XAWLKYTD018)
西安文理学院2020年度线下课程建设项目《化工分离工程》(JY2020KGD04)资助
关键词
科技创新
金融支持
创新模式
Scientific and technological innovation
Financial support
Innovation model
