摘要
通过对福建省南平市、三明市调研林农获取的样本数据,运用Logistic计量模型对样本林农的森林保险支付意愿进行实证分析。结果表明:影响林农对森林保险支付意愿的主要因素是年龄、受教育程度、家庭劳动力数量、家庭年收入、森林经营面积、林业年收入占家庭年收入比重、商品林结构与森林遭受自然灾害损失的严重程度,其中森林经营面积对森林保险支付意愿影响最大。根据实证分析结论,提出了科学设置森林保险机制和保险条款,提供差异化保障水平的森林保险产品等政策建议。
Through the investigation of 78 forest farmers in Nanping city and Sanming City of Fujian Prov⁃ince,it used logistic econometric model to conduct empirical analysis on the payment willingness of forest insurance samples.Results showed that the effect of forest insurance was the main reason of the willing⁃ness to pay of forest age,level of education,family labor quantity,annual family income,the area of forest management,forestry income accounted for the proportion of household income,structureof the commercial forest and the severity of the forest natural disaster losses.Above all the factors,forest management area had the greatest impact on willingness to pay for forest insurance.Finally,this paper putforward the corre⁃sponding policy implicationsbased on the empirical analysis.
作者
雷啸
陈泽承
黄和亮
LEI Xiao;CHEN Ze-cheng;HUANG He-liang(College of economics,Fujian Agricultural and Forestry University,Fuzhou 350002,China)
出处
《中国林业经济》
2020年第6期107-110,共4页
China Forestry Economics
关键词
森林保险
支付意愿
林农
forest insurance
willingness to pay
forest farmers
