摘要
本文在变异系数法确定指标权重的基础上构建普惠金融发展指数,测算了2009—2014年我国30个省份的普惠金融发展程度,并在此基础上构建相关空间计量模型,实证检验了省域普惠金融发展对城乡收入分配差距的影响。结果表明,"地理维度的渗透性"子维度在现阶段我国普惠金融的发展中起到主导效应,省域普惠金融发展水平差异悬殊;大部分省域普惠金融的发展对缩小本省域城乡收入差距具有显著的作用,但普惠金融发展和城乡收入差距之间在省域层面上表现出非完全一致的关系;周边省域普惠金融的发展对本省域城乡收入差距的改善存在空间溢出效应,不过这种溢出效应或区域辐射效应还不明显。
In this paper, an index of financial inclusion is constructed to measure the accurate degree of inclusive finan- cial development in 30 provinces from 2009 to 2014 on the basis of the variation coefficient method to determine index weight. A spatial econometric model is constructed in order to test empirically the relationship between the degree of provin- cial financial inclusion and the urban-rural income gap. The conclusions are as followed： the permeability of geographical di- mension can play a more dominant role in the development of inclusive finance, and the disparity of provincial inclusive fi- nance is enormous. The development of provincial inclusive finance has significant effect on narrowing the urban-rural income gap, hut there is no identical relation between inclusive financial development and urban-rural income gap at provincial level. The development of financial inclusion in surrounding provinces has spillover effects on narrowing the urban-rural income gap in a specific province, but the spillover effect or the regional radiation effect is not that obvious.
出处
《国际金融研究》
CSSCI
北大核心
2017年第10期14-23,共10页
Studies of International Finance
基金
山东省自然科学基金"金融发展普惠水平测度与城乡收入分配失衡调整研究"(ZR2014GL008)资助
关键词
普惠金融
城乡收入差距
普惠金融发展指数
空间计量模型
Inclusive Finance
Urban-rural Income Gap
Index of Financial Inclusion
Spatial Econometric Model
