摘要
对2008—2018年间京津冀地区颁布的普惠金融政策进行文本量化,构建指标体系对京津冀地区普惠金融发展水平进行测度。在此基础上,运用中介效应模型检验京津冀地区普惠金融政策是否通过普惠金融发展水平来影响城乡收入差距,对普惠金融政策的实施效果进行实证检验。研究发现,在2008—2018年间,京津冀地区普惠金融政策得分和普惠金融发展水平总体呈上升趋势,但差异较大;普惠金融政策总体上有利于缩小城乡收入差距,普惠金融发展水平起到了中介变量的作用。最后,根据研究结果,提出加强河北的普惠金融发展、提高京津冀地区普惠金融政策协同性、因地制宜制定针对性的普惠金融政策、重视农村普惠金融发展并提高农民收入等建议。
Based on the analysis of the development of Inclusive Finance and inclusive financial policy in Beijing-Tianjin-Hebei region,this paper makes a textual and quantitative analysis on the inclusive financial policy issued in Beijing-Tianjin-Hebei region from 2008 to 2018,constructs the inclusive financial development index,and makes a research on the inclusive financial policy affects the income gap between urban and rural residents through the development level of Inclusive Finance by using the intermediary effect model.The results show that the inclusive financial policy can effectively reduce the income gap between urban and rural residents and the inclusive finance is the effective intermediate mechanism.
作者
傅巧灵
游涛
李媛媛
杨泽云
FU Qiaoling;YOU Tao;LI Yuanyuan;YANG Zeyun(University of International Business and Economics,Beijing 100029,China;Beijing Union University,Beijing 100101,China)
出处
《中国软科学》
CSSCI
CSCD
北大核心
2021年第S01期148-156,共9页
China Soft Science
基金
国家社会科学基金项目(20BJY155)。
关键词
京津冀
普惠金融
普惠金融政策
城乡收入差距
Beijing-Tianjin-Hebei
inclusive financial
inclusion financial policy
income gap between urban and rural residents
