摘要
中国中小企业信用担保体系已经初步具备行业规模,它对中小企业的发展壮大也起到了积极作用。但是现有中小企业信用担保体系在结构、经营和功能上存在三重制度性缺陷,文章在分析上述缺陷的成因的基础上,提出保持该体系可持续发展的根本途径在于中小企业信用担保体系及其上下游环节两个层面上的制度创新。
Our credit guarantee systems for SMEs have formed basic scale and have produced beneficial effects on the SMEs' development,but there are three defects in structure, operation and function of existing guarantee systems for SMEs.The authors analyze the reasons why the above defaults exist,and point out that the radical way to keep sustainable development of the whole systems is such institutional innovations including SMEs credit guarantee system and its upper and down flows.
出处
《太原理工大学学报（社会科学版）》
2004年第1期15-20,共6页
Journal of Taiyuan University of Technology(Social Science Edition)
基金
中国软科学项目(2002DGZ000019)
关键词
中小企业
中小企业信用担保体系
制度创新
small-sized and medium-sized enterprises (SMEs)
guarantee systems for SMEs
institutional innovation
