摘要
近年来,农村金融不断深化改革,为金融高质量服务乡村振兴奠定了基础。本文选取2011—2020年29个省域面板数据,利用双向固定效应模型、中介效应模型实证分析了农村金融高质量发展赋能乡村振兴的内在机制。研究发现,农村金融高质量发展对乡村振兴建设具有显著的促进作用,城镇化建设与农村居民消费结构在农村金融高质量发展对乡村振兴的影响过程中具有显著的中介效应,并且我国农村金融高质量发展对乡村振兴的促进作用具有地区异质性,具体表现为中西部农村地区金融高质量发展对乡村振兴建设的促进作用显著,东部农村地区不显著。因此,应不断深化农村金融改革,提高金融服务水平,瞄准乡村振兴突破口,加快推进城镇化建设,促使农村居民消费结构优化,推动共同富裕的实现。
In recent years,the continuous deepening reform of rural finance has laid the foundation for providing high-quality financial services to support rural revitalization.This study selects panel data from 29 provincial regions for the years 2011 to 2020 and employs a two-way fixed effects model and a mediation effects model to empirically analyze the intrinsic mechanisms through which the high-quality development of rural finance empowers rural revitalization.The research findings reveal that the high-quality development of rural finance significantly promotes rural revitalization.Urbanization and the consumption structure of rural residents play a notable mediating role in the impact process of the high-quality development of rural finance on rural revitalization.Moreover,the promotion effect of China’s high-quality rural financial development on rural revitalization exhibits regional heterogeneity.Specifically,in the central and western rural areas,the development of high-quality finance has a significant impact on promoting rural revitalization,while in the eastern rural areas,it is not significant.Therefore,it is imperative to continually deepen rural financial reform,elevate the level of financial services,target pivotal aspects of rural revitalization,expedite the progress of urbanization,optimize the consumption structure of rural residents,and drive the realization of shared prosperity.
作者
雷洪博
王佳琦
张宇飞
杨永生
Lei Hongbo;Wang Jiaqi;Zhang Yufei;Yang Yongsheng(Pan Asia Business School,Yunnan Normal University)
出处
《金融经济》
2023年第8期43-54,共12页
Finance Economy
关键词
农村金融高质量发展
乡村振兴
新型城镇化
农村居民消费结构
High-quality development of rural finance
Rural revitalization
New urbanization
Rural residents'consumption structure.
