摘要
以陕西省和甘肃省农户收入满意度为切入点,运用Ordered Logistic模型对865户农户土地经营权抵押贷款需求的影响因素进行分析。研究表明:农户收入满意度与农地经营权抵押贷款需求密切相关;两省农户收入满意度普遍较低,存在农地经营权抵押需求;农户的收入数量、收入构成对农户土地经营权抵押贷款需求具有显著的负向影响,而农户人力资本水平、农户收入波动以及非收入因素对农户土地经营权抵押贷款需求的影响不稳定。
Based on farm households income satisfaction perspective in Shaanxi and Gansu provinces,this paper chooses the Ordered Logistic model to research the influence factors of the rural land management rights mortgage demand of 865 farm households samples.Results show that farm households income satisfaction is closely related to the rural land management rights mortgage demand;current farm households income satisfaction are generally low,and there is a certain agricultural land mortgage demand in the two provinces;the variables of income amount,income source had significant negative effects on rural land mortgage demand,and the variables of farmers human capital level,income fluctuation,non-income factors had unstable influence on land mortgage demand.
出处
《统计与信息论坛》
CSSCI
北大核心
2017年第10期123-128,共6页
Journal of Statistics and Information
基金
陕西省社会科学基金项目<陕西省农户收入质量
违约风险与农村正规信贷约束联动影响研究>(2016D015)
