摘要
随着我国人口老龄化程度的加深,老龄化对货币政策实施效果必然带来影响,成为倒逼金融业实施金融创新的重要因素。本文在厘清我国货币政策信贷传导机制的发展脉络的基础上,分析了人口老龄化对我国货币政策信贷传导渠道的影响机制,并采用2002—2012年相关数据作为变量指标,实证分析了人口老龄化对我国货币政策的信贷传导影响。研究表明,我国人口老龄化对货币政策信贷传导机制有效,我国货币政策信贷传导机制是货币政策传导的重要渠道。据此本文提出了相关政策建议。
As China＇s aging population degree is deepened, the aging will inevitably influence the effects of Monetary Policy and become an important factor in compelling financial industry to implement financial innovation in turn. Based on clarifying the development vein of China＇s Monetary Policy Credit Conduction Mechanism, the author analyzes the influence mechanism of aging population on Credit Transmit Channel of Monetary Policy in China. Besides, the author takes the data from 2002 to 2012 as variable index, and makes an empiri- cal analysis on the influence of the aging on the Credit Conduct of Monetary Policy in China. Research shows that China＇s pop^ation aging is effective to the Monetary Policy Credit Conduction Mechanism and the Monetary Policy Credit Conduction Mechanism in China is an important channel for the Monetary Pohcy Conduction Mechanism. Some relevant policy suggestions are put forward accordingly.
出处
《财经科学》
CSSCI
北大核心
2014年第9期41-48,共8页
Finance & Economics
基金
西南财经大学"中央高校基本科研业务费专项资金"(项目号:JBK1407066)的资助
关键词
人口老龄化
货币政策
信贷传导机制
Aging Population
Monetary Policy
Credit Conduction Mechanism
