摘要
发展个人消费信贷是我国启动内需政策的一项重要措施。但由于各种不利因素的影响 ,消费信贷出现了所谓“叫好不叫座”的现象。本文从个人信用制度的建立与完善、消费信贷侧重点的选择及其它配套措施等方面阐述了我国消费信贷发展中应注重解决的问题。
Developing individual consumption credit is one of the most important measures to activate the policy on domestic demands in China. However, affected by various kinds of unfavorable factors, most consumers just say “yes” instead of taking advantages of consumption credit system. The author of this paper, from the perspectives of the establishment and perfection of individual consumption credit system, the choice of the special emphasises in consumption credit and the auxiliary measures ect., analizes the problems to which much importance should be attached in the course of developing consumption credit in China.
出处
《兰州商学院学报》
2001年第2期86-88,共3页
Journal of Lanzhou Commercial College
关键词
消费信贷
个人信用制度
信用卡
消费群体
消费信贷保险
中国
consumption credit
individual credit system
credit card
consuming groups
consumption credit insurance
