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老龄化、退休与消费——中国存在“退休-消费之谜”吗? 被引量:25

Population Ageing,Retirement and Consumption: Is There Retirement Consumption Puzzle in China?
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摘要 "退休-消费之谜"是指居民退休后降低消费支出的现象。本文利用中国城市居民食物消费数据分析退休对居民消费的影响。OLS和IV模型都表明我国"退休-消费之谜"的存在性,退休导致了我国城市居民食物消费下降,家庭生产作用并不能解释食物消费的下降;机关单位人员和企业人员退休政策的"双轨制"对家庭消费的影响存在差异,机关单位人员退休对家庭消费的负面影响并不明显,而企业人员退休却显著降低家庭消费。 "Retirement consumption puzzle" means that households reduce consumption at the age of retirement. This paper explores the effect of retirement on household consumption using data from the China Health and Nutrition Survey. We find that urban households reduce their food consumption at the age of retirement and home production is not a reasonable explanation for this drop. Retirement has different effect on household consumption of retirees from private and public sectors. Retirement has no significant effect on household consumption of retirees from private sectors while it has significantly negative effect on consumption of retirees from private sectors.
出处 《人口与经济》 CSSCI 北大核心 2013年第5期10-18,共9页 Population & Economics
关键词 老龄化 退休 消费 生命周期 退休-消费之谜 population ageing retirement consumption life cycle retirement-consumption puzzle
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