美国储贷协会危机对我国利率市场化的政策启示被引量：26

The Savings and Loan Crisis and the Implication on China’s Market-based Interest Rate Reform

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摘要美国利率市场化进程中,受宽松利率管制等因素的影响,大批储贷机构倒闭,爆发"储贷协会危机"。回顾美国利率市场化改革的背景和进程,本文分析了利率市场化改革对储贷协会的影响,剖析储贷协会危机的原因,吸取其经验和教训,对我国适时适度地推进利率市场化改革,防范利率市场化进程中的金融风险具有重要的借鉴意义。 In the process of market-based interest rate reform in the U.S, the interest rate continued to skyrocket, placing more pressure on S＆Ls and facilitating the Savings and Loan crisis. Reviewing the past and the course of America＇s market- based interest rate reform, analyzing the causes of their success and failures, drawing inspiration from the Savings and Loan crisis will be of great significance for China＇s market-based interest rate reform, especially in terms of managing the interest rate risk.

作者刘胜会

机构地区中国人民银行研究局

出处《国际金融研究》 CSSCI 北大核心 2013年第4期13-21,共9页 Studies of International Finance

基金 2012年度国家社科基金资助项目(12CJY111)资助

关键词利率市场化储贷协会危机 The Market-Based Interest Rate Reform S＆Ls

分类号 F831 [经济管理—金融学]

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