摘要
我国"十二五"期间应该把商业银行的科技金融功能的建设摆到重要议事日程,重新构建发展与创新型经济相适应的新型融资服务体系。应鼓励商业银行以"控风险、早布局"为原则,以建设和完善其科技银行功能(科技专营机构)为突破口,加大信贷投入、调整信贷结构,加快科技金融产品和服务方式创新,在实现支持经济发展方式转变的同时,实现商业银行业务的战略转型,确立商业银行在科技金融中的领军地位。
In the twelfth five-year period, construction on technology financial functions of commercial bank should be put into vital agenda, as well as new-type financing service system which adapts to developing innovative economy should be also rebuilt. It is necessary to encourage commercial banks to insist "control risk and early layout" as a principle, building and improving its technology banking functions (technology specializes in institutions) as a breakthrough. Moreover, we ought to enlarge credit investment and adjust credit structure, accelerate technological innovation of financial products and service means, in the realization of supporting the change of economic development mode we should achieve strategic transformation of commercial banking business, and establish its leading position in the field of technology and finance.
出处
《南京社会科学》
CSSCI
北大核心
2011年第4期1-7,共7页
Nanjing Journal of Social Sciences
关键词
战略性新兴产业
商业银行
科技金融
strategic emerging industries
commercial bank
technology and finance