摘要
影子银行的异军突起、飞速发展,给美国和国际金融市场带来了高度的繁荣。由于影子银行的高杠杆贷款操作以及影子银行体系内生的脆弱性,成为引发当前全球性金融危机的重要因素。影子银行体系的教训给我国金融业提供了重要的启示,即我国金融业应循序渐进地推动金融产品创新,注重防范金融风险;金融监管机构应对金融机构及金融活动实行全面的监管。
The sudden emergence of the shadow banking in recent years has brought about a high degree of prosperity in the United States as well as the international financial market. But because of the highly leveraged operations, the endogenous fragility within the shadow banking system is no doubt one of the most important reasons that leads to the current most serious global financial crisis. The ebb and flow of the system provides a good inspiration for China＇ s further development in the financial sector. That is, efforts should be made to improve the basic assets quality, strengthen the avoidance of financial risks and supervision of financial institutions and activities.
出处
《审计与经济研究》
CSSCI
北大核心
2010年第1期82-87,共6页
Journal of Audit & Economics
基金
江苏省社会科学基金项目(09MLD012)
关键词
影子银行
影子银行体系
结构性投资实体
金融危机
监管
shadow banking
shadow banking system
structureal investment entities
financial crisis
supervision
