摘要
近期美国次级抵押贷款危机成了影响美国及全球金融市场的导火索。本文全面介绍了次级抵押贷款和次级债的基本特征,从政府政策导向、税制安排、金融环境、市场竞争等多个方面分析了次级抵押贷款危机产生的原因。在此基础上,提出了中国银行业、监管部门和政府部门防范金融风险应采取的积极措施。
Recently sub - prime mortgage crisis has initiated great impact on America and world financial market. This article presents the overall basic features and characteristics of sub- prime mortgage and MBS based on sub- prime leans. It analyzes the underlying causes for the devdopment of sub - prime market, including government housing policies, taxation system, fierce cerapetition and financial market. Finally policy reconunendations are put forward for the Chinese government, banking industry and supervision authorities.
出处
《财经科学》
CSSCI
北大核心
2007年第10期1-8,共8页
Finance & Economics
关键词
次级抵押贷款
金融风险
金融机构
sub- prime mortgage
financial crisis
financial institution
