摘要
随着我国利率市场化改革的不断深化,对国内商业银行资产负债管理、风险管理、内部控制制度等各方面均产生深远的影响。本文通过对我国利率市场化改革进程的回顾,重点分析了利率市场化给国内商业银行带来新的经营压力和风险挑战,以及面临的变革和发展机遇,进而探讨了在此新形势,商业银行需要采取的应对措施。
As the reform of deregulation of interest rate is going forward, commercial banks in China is facing big challenges in the many fields, such as assets ＆ liabilities management, risk management, and internal control mechanism etc.. This article first reviews the development process of liberalizing China＇ s interest rate regime, then focuses on analyzing the operation pressures, risk challenges, and some opportunities of reform and growth faced by China banking industry during the deregulation, furthermore tries to find some measures or solutions for commercial banks to reply the challenges of deregulation of interest rate.
出处
《特区经济》
北大核心
2006年第12期342-343,共2页
Special Zone Economy
关键词
利率市场化
挑战
机遇
措施
deregulation of interest rate
challenge
opportunity
measure or solution
