摘要
长期以来我国农村金融以农建工政策和长期存在的城乡二元结构,导致了金融市场城乡分割的二元结构的形成,农村金融抑制特征较为明显,尚不发达的农村金融严重制约了农村经济的发展。这种城乡二元结构导致了农村金融市场的缺陷及其负面效应,因而要构建城乡和谐金融市场,深化农村金融改革、进行农村金融制度创新。
For a long time the policy of developing industry with agriculture and dual structure between urban and rural areas that have existed for a long time have caused the forming of dual structure that separates the financial market in urban and rural areas. It is obvious that the rural finance is suppressed and the still undeveloped rural finance has restricted the development of rural economy seriously. This paper analyses the defects and negative effects of the rural financial market in dual structure in urban and rural areas, probes into rural financial reform and some ideas about the innovation of rural financial system from the view point of constructing harmonious financial market in urban and rural areas.
出处
《经济经纬》
CSSCI
北大核心
2006年第2期143-145,共3页
Economic Survey
关键词
农村金融
城乡和谐
制度创新
rural finance
harmony between urban and rural areas
system innovation
