摘要
本文通过梳理两批国家级长期护理保险试点地区的实施方案,对参保对象、筹资来源、筹资方式、筹资标准以及给付对象、给付方式等主要问题进行比较和分析。在人口老龄化程度不断加深、长护险试点不断扩大的背景下,对长期护理保险参保、筹资和给付等方面的问题进行深入思考,从而提出相关政策性建议:逐步实现城乡居民全覆盖、探索建立动态多元化筹资渠道、完善失能评估方法和标准、设计具体的服务给付目录。
Through summarizing the schemes of long-term care insurance in two batches of national pilot regions of China,this paper makes a comparative analysis on main issues such as insured object,funding sources,financing methods,financing standards,benefit object and benefit forms.Under the background of accelerating aged tendency of population and expanding pilot regions of long-term care insurance,the issues about the participation,financing and payment are deeply considered.And then,this paper puts forward some policy suggestions,including expanding the insured object to the urban and rural areas gradually,establishing dynamic and diversified funding channels,improving methods and standards of disability assessment,designing a specific service payment catalogue.
出处
《价格理论与实践》
北大核心
2021年第7期34-38,共5页
Price:Theory & Practice
关键词
人口老龄化
长期护理保险
国家级试点
筹资
待遇给付
aged tendency of population
long-term care insurance
national pilot regions
financing,benefit payment
