摘要
传统金融服务出于信息采集、服务门槛、风险控制等原因难以实现农户的融资需求,一定程度上阻碍了生态农业发展。数字普惠金融能够拓宽农业资本要素的获取渠道,为农业生态效率的进一步提升奠定基础。本文采用2011—2020年中国省级面板数据,测算中国各省份农业生态效率,研究数字普惠金融对农业生态效率的影响机制、路线和模式,实证结果表明,数字普惠金融显著促进了农业生态效率的提升,且具有空间溢出效应。其传导路径主要基于城镇化水平、科技进步、农村人力资本和农业资源禀赋,并表现出不同的直接效应和间接效应。为此,要实现数字普惠金融助力农业生态效率发展,政府在制定相关政策时应关注外溢效应,合理调配各项资源,注重科技发展与人才引进,以实现农业生态效率的有效提升。
Traditional financial services are difficult to meet the financing needs of farmers due to information collection,service threshold,risk control and other reasons,which hinders the development of ecological agriculture to a certain extent.Digital inclusive finance can broaden the access to agricultural capital factors and lays a foundation for further improvement of agroecological efficiency.This paper uses China’s provincial panel data from 2011 to 2020 to measure the agroecological efficiency of each province in China,studies the impact mechanism,path and mode of digital inclusive finance on agroecological efficiency.The empirical results show that,digital inclusive finance has a significant role in promoting the improvement of agroecological efficiency and has a spatial spillover effect.The transmission path is mainly based on the level of urbanization,scientific and technological progress,rural human capital and agricultural resource endowment,and shows different direct and indirect effects.Therefore,in order to achieve digital inclusive finance to help the development of agricultural eco-efficiency,the government should pay attention to the spillover effect when formulating relevant policies,rationally allocate various resources,and pay attention to the development of science and technology and the introduction of talents,so as to achieve the effective improvement of agroecological efficiency.
作者
黄恒君
王子源
HUANG Heng-jun;WANG Zi-yuan(School of Statistics and Data Science,Lanzhou University of Finance and Economics,Lanzhou 730020,China)
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2024年第1期3-17,共15页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
基金
甘肃省软科学专项课题(20CX9ZA047)
